The US Virgin Islands Best Guide

Cash, Travelers Checks or Credit Card - What will work?

Notifications
Clear all

Cash, Travelers Checks or Credit Card - What will work?

Please Register / Login to take part in discussions about the Virgin Islands.


4 Posts
3 Users
0 Reactions
2,830 Views
(@dreamincaribe)
Posts: 15
Active Member
Topic starter
 

We leave in 6 days. WOW...I can't believe it is here. I have been reading the message board for almost a year...taking notes and I think I kind of know what we are doing. We will be on STJ for 4 days and STT for 4 days. However, a few final questions before we go. We typically use credit cards and travelers checks while on vacation. I am not big with carrying a lot of cash but I am concerned that we might need it. Any suggestions on what we can expect? Can we use travelers checks / can we cash travelers checks?

Thanks for all the info this past year and answering one final question before we go.

 
Posted : April 15, 2006 8:53 pm
(@chris-at-work)
Posts: 1138
Noble Member
 

Credit cards cover 90% and cash covers incidentals, taxi, etc. My experience is TC tend to be a hassle. If you worry about having a lot of cash, you can convert the TC into cash to cover expected needs several days in advance.

 
Posted : April 15, 2006 11:11 pm
(@stt-resident)
Posts: 3316
Famed Member
 

Just to clarify, TCs are a hassle because one of the main banks here doesn't process them (i.e. deposit the funds into the recipient's account) for 10-12 days while the others typically process them within 4-5 days (provided there's no "problem" with them.) Small business owners can't always afford such a delay in getting the funds. I took up the issue with the bank which holds the funds for 10-12 days (after all, TCs are paid for in advance so one would presume they're "cash") and never did get a logical answer...

On the other hand, since credit card transactions are processed electronically, they go through much more quickly with V and MC typically taking 1-2 days and AX 3 days.

There are plenty of ATMs on all islands for cash withdrawals and this is a good option.

Have a great vacation!

 
Posted : April 16, 2006 8:56 am
(@dreamincaribe)
Posts: 15
Active Member
Topic starter
 

Thanks for the info. I thought that TC's might be a problem so I think I will rely on the credit cards. We are packed and ready to go...I know we are going to have a great time!!!

 
Posted : April 16, 2006 8:32 pm

St. Thomas Activities

Set sail on top-rated charters, explore underwater wonders with scuba diving, encounter exotic animals, and venture into the wild with kayaking and ecotours. Feel the adrenaline with parasailing, aerial tours, and water sports for a memorable vacation.
Book Your St. Thomas Adventure Now
Virgin Islands Books & Maps